Friday, November 25, 2011

How to successfully blend finances after marriage?

My husband and I have been married almost 3 years now. We still have not been able to successfully blend finances to where we are both comfortable. I would like some suggestions from couples that have been able to effectively merge their finances.





Thank you for the help!





How to successfully blend finances after marriage?
10% - Tithing (church and local charities)


25-35% - mortgage


5-15%Utilities


We have set amount of ';blow money'; every time someone gets paid so that we have our own spending money.


Take care of all expenses like Food, Gas, Club dues, or anything else with remaining money.


What ever is left over goes into savings account. There are college savings account, our savings, and an emergency fund if it needs to be replenished. Retirement accounts are taken care of before we even get a paycheck (automatic).


We have a budget meeting once a month. At first they were time consuming but we are experts now and they take about 15 minutes or less.How to successfully blend finances after marriage?
I think you can start off with one joint- for bills and shared items; then you and your husband should get your own individual checking accounts for your own personal use. Or do one joint, then two individual savings accounts.
maintain your separate accounts but open a joint account that you both contribute to equally

How can The United States Government hold the right to grant divorce when marriage is a church affair?

Yet Church can not endorse a presidential candidate. Any lawyers interested in challenging this, I don't want a divorce my husband does, no reply needed if you think I should let him go. This is a matter of faith and I can not be swayed. How can The United States Government hold the right to grant divorce when marriage is a church affair?
The original marriage LICENSE you're required to obtain before performing the ceremony is issued by the state government. The church ceremony is just that; a ceremony. It means more to some than the license, but it's still not legally binding unless you have that marriage certificate. As such, because the state issued your original marriage certificate, they have domain over any divorce that may occur.





It's the separation of Church and State; some people don't HAVE religious ceremonies because they either have no set religion or would rather have a civil service. By removing the sovereign ability of the state over the marriage and divorce process and giving it to the church, it essentially discriminates against those who may not be religious but still want to get married.





While historically marriage WAS the particular domain of the church, times have changed so that the ceremony is still under the church's domain, and people are free to follow their own particular religious doctrine regarding marriage and divorce, but the state ultimately does have a say.





If it's a matter of faith between you and your husband, that's between YOU and YOUR HUSBAND. Other people don't need to get involved until the lawyers, and they're the ones to help you through the complicated divorce statutes (believe me, I tried reading that thing once and I never want to do it again o.O)How can The United States Government hold the right to grant divorce when marriage is a church affair?
Because in order to be legally married, you first need to get a marriage license where you live. It doesn't matter WHERE you choose to get married. You need a license first. If you get married without a license, legally you are not married.





So marriage is not just a church affair, since you can get married in a park, in your house, and the person officiating at your wedding need not be a member of the clergy. A notary public can officiate at weddings.
Faith has nothing to do with law. You can be married by a Mayor or Justice of the Peace with no ';religious'; affiliation. To get married, you must have a license issued by the State. To be divorced, you must go through the court system. The church has no say-so on either of these. It is your personal belief if you wish to remain married, but your husband can still obtain a divorce if he wishes to go through the court fight.
Because marriage is not only a religious ceremony. It is also a legal union of two people. The divorce separates the legal union, but the church can decide if they will recognize the divorce or not, and allow you to remarry. This does not mean you cannot remarry elsewhere; it means the church will not recognize the new marriage, but the government will.
Unfortunately, and sadly, marriage is recognized by individual states and therefore the benefits afforded married couples are regulated by said states. As is the case with divorce.





The Church blesses the union and the marriage is before the eyes of God. Departure from the marriage is turning his back on his Church, his beliefs, his morals.





I am sorry that your husband has ';chosen'; to leave the Church (as mine did) and to leave your marriage. Know that this mom in Michigan is praying for you and for him to come to his senses.
All the other answers hit it on point - the legal union is licensed by the state (or government) whereas the religious union is blessed as it were, by the church. In all states, but New York and one other I believe, you or your spouse have an absolute right to a divorce - that's why they call them ';no-fault'; states. In New York, if one spouse doesn't want a divorce, the spouse seeking the divorce, must prove to a judge that the other party broke their marriage vows. It can be very ugly and almost always very expensive.
well, for starters it is a matter for the state government, not the US government since each state sets their own marriage/divorce laws.





As for your personal situation, do you have a legal marriage license through the state? if so, then the state should have the right to set the terms for divorce. If you are married and recognized as married by your church, but you never got a legal marriage through the state government, then it would be an issue for the church and the church alone.
They still have to have a marriage license issued to them by the state. Whether or not they have it solemnized by a church is up to them. I think the way we should handle it is EVERYBODY, heterosexual or homosexual, can get a license, but marriage is a religious ceremony, so if they go to a church to have it proclaimed a marriage, more power to them. If not, it's still recognized by the state. It's based on something I read once about the separation of church and state.
Marriage is a ceremony in the church but it always must be licensed by the state or the marriage means nothing.





As far as the divorce goes I need more information.





Church can endorse a presidential candidate but if they do they lose their tax exempt status that is given to them by the government.



Not Everyone holds a holy ceremony when they get married


Its the couple's personal choice whether they get married in a church


but the government needs to recognize you as married in order to do certain things


Certain things Gay-Rights people are fighting for
HAHAHAHAHAHAHAHAHAHA





you honestly think that marriage is a church affair?????????





and church cannot endorse a presidential candidate because we live in a free and SECULAR country....if you want religion mixed with your government move to Saudi Arabia






The Ceremony is in Church, but your licensed by the state to be married



divorce is a matter of faith I am with you friend

How to successfully blend finances after marriage?

My husband and I have been married almost 3 years now. We still have not been able to successfully blend finances to where we are both comfortable. I would like some suggestions from couples that have been able to effectively merge their finances.





Thank you for the help!





How to successfully blend finances after marriage?
10% - Tithing (church and local charities)


25-35% - mortgage


5-15%Utilities


We have set amount of ';blow money'; every time someone gets paid so that we have our own spending money.


Take care of all expenses like Food, Gas, Club dues, or anything else with remaining money.


What ever is left over goes into savings account. There are college savings account, our savings, and an emergency fund if it needs to be replenished. Retirement accounts are taken care of before we even get a paycheck (automatic).


We have a budget meeting once a month. At first they were time consuming but we are experts now and they take about 15 minutes or less.How to successfully blend finances after marriage?
I think you can start off with one joint- for bills and shared items; then you and your husband should get your own individual checking accounts for your own personal use. Or do one joint, then two individual savings accounts.
maintain your separate accounts but open a joint account that you both contribute to equally

What kind of person has a problem with living with a partner before marriage?

I'm wondering why someone would be averse to this idea, and what manner of people in general are keen on avoiding it. Religious ones for example? ';Romantic'; ones?What kind of person has a problem with living with a partner before marriage?
Your question shows a lot of bias, but I will tell you a very practical reason why women benefit when they wait until marriage to live together.





Since typically men are more reluctant to get married and start a family, if a woman moves in with a man, then the man has no reason to marry her. He has a cook, a maid, and a sex partner already living with him, so why should he get a wife? But if a woman refuses to move in until they are married, then she has leverage, and the man will have more incentive to put a ring on her finger.





As a legal institution, marriage has a lot of benefits for women. A man cannot leave his wife with out paying child support or alimony, but a man can easily ditch his live-in girlfriend. That is why women should not move in with their boyfriends, especially if they want the boyfriend to become a husband.





That is neither a romantic, nor a religious reason! The ';manner of people who are keen'; on avoiding cohabitation are women who think with their brains, not their hearts.What kind of person has a problem with living with a partner before marriage?
It's simple:





Individuals who are opposed due to the belief that it is sinful to do so outside of marriage.





Otherwise, if you're going to get married, even from a political, romantic, or other standpoint, there's no legitimate reason not to. Even for those who claim those sorts of reasons, the underlying reason is almost always religious beliefs, or at least the social pressure brought about by the religious beliefs of others.
I really think that people who were brought up traditionally or more conservatively would have a problem with the idea. Usually its because of religious beliefs such as muslims... they would absolutely be against the idea of that because it all has to do with purity (virginity) and obviously in the situation of living with a partner before marriage... theres questions of how a man and a women would be able to resist the temptations.





However... living with a partner before marriage is probably a very good idea considering the divorce rate that has been increasing. Maybe the this would be a great time to learn about one another before making such a big decision of marriage etc.





yeahh... thats my 2 cents lol





answer mine please?


http://answers.yahoo.com/question/index;鈥?/a>
very religious person

Can I file for a marriage license and a domestic partnership at the same time for health plan coverage?

My partner and I have filed for a marriage license in San Jose, California. It was suggested to me by my work supervisor that we also file as domestic partners to get my partner onto my health plan coverage, which has language that covers domestic partners but not same-sex marriage. Can this be done and, if so, how does one go about it?Can I file for a marriage license and a domestic partnership at the same time for health plan coverage?
it sounds like double dipping to me

How well do marriages work where the wife cherry picks on what to follow which marriage is outlined of, for?

example going like commitment, yes please, respect, yes make it double, obedience to your husband ? Heck no. A husband that lais down his life for his family ? Of course I expect that. Do those so called ';modern marriages'; work out better than the traditional ones ?How well do marriages work where the wife cherry picks on what to follow which marriage is outlined of, for?
My parents have been married for 40 years. No one wears the pants, my mom has consistently for the duration of their marriage been the sole earner (she put him through college) or has always made at least double what my dad makes currently she makes about 3 times what my dad makes.





Not only has their marriage lasted but the love and the lust is still there. My dad constantly shows his attraction for my mom, with a nipple tweek there and butt pinch here. It's gross when I see it, but it still reminds me that my parents still desperately love each other.





';Modern Marriages'; work, my parents are proof of that.How well do marriages work where the wife cherry picks on what to follow which marriage is outlined of, for?
I don't think any relationship, be it married or unmarried, would work out if you cherry picked what you will get out of it.





Marriage is based on mutual attraction, friendship, partnership, and a desire to spend the rest of your life with this person.





That isn't a ';modern'; marriage; it's a recipe for disaster.
That's quite a sad chip you have on your shoulder, pumpkin.
As long as both members of a married couple agree on their vows, there's no reason they can't select those in the traditional vows which they agree with and ignore the ones which treat women like chattel.





Obey? Ha!
First, you can't assume that there is a single set of ';vows'; on which all people getting married will agree upon. Many people write their own vows or use more contemporary versions of traditional vows which do away with things like obey. As long as both husband and wife are agreeing on certain aspects of marriage beforehand, no cherry picking need occur.





I think where things go badly wrong is when couples really don't talk about their expectations ahead of time. To me, marital commitment has been much devalued, so people don't enter into a marriage with the seriousness that it deserves. I know in some religions, couples go through some counselling before they are allowed to marry in the church. I don't agree with much of the content of the counselling received, at least the ones I'm familiar with. But the concept is a good idea.





In the end, if the wife doesn't honour the commitment of marriage, the marriage probably works out about as well as when the husband doesn't honour the commitment.
not sure what you mean by modern. Do you call traditional marriage where the man is dominant and the wife is subservient? Marriage is a partnership and what works best is compromise and sharing. Sometimes the wife gives more and sometimes the husband. It never works when one person insists on always having their way.
I'm not really clear on what your question is, but my best guess is that regardless of whether it's the husband or the wife that's demanding, happiness will fly out the window - real fast. This is true in both traditional AND modern marriages.
No, because a woman does not stick to the expectations she laid down at the beginning. She makes more and more as it proceeds. She keeps pushing the envelope until one of three things happen, all of which she was aiming for:





1. The husband cheats. She finds out and they divorce.


2. The husband divorces her.


3. The husband jumps off a cliff.





That's why they say,





';A woman will go into a marriage hoping her man will change but he does not. A man will hope that his woman never changes but she does';.
  • stop blackheads
  • What are the benefits of marriage in the Army?

    My boyfriend and I were planning on marrying next year, but we're curious if we should put the marriage onto paper when he comes home on leave, so that we can start getting the benefits of marriage, even before we have the big ceremony.





    Curious how much it costs to file for a marriage license, and the specific benefits we'll get from being married while he's active duty in the army. Still unsure where his duty station will be, currently he's in boot camp.What are the benefits of marriage in the Army?
    It is hard to say the cost of license and so on because it ranges from county to county. That is something you are going to have to research for your area.





    The benefits of being married is that he will get BAH - Housing Allowance to provide housing for you or you qualify to live in military housing at the base he is stationed at. With housing you are not required to put in a security deposit and utilities are free except for phone, cable and internet, that is your responsibility. You are also under obligation to keep the housing in proper order such as mowing the lawns, weeding, etc...





    With BAH it is going to depend on where he is stationed. For if he gets orders to Korea and you can't go then the BAH will be based on your zip code. If he gets orders to a base in the 50 states then it is based on the command's zip code. If he goes to a OCONUS location and you go then you live in military housing. All allowances are combined with Basic Pay, split in half and paid on the 15th and 1st of each month.





    If he is in schooling, TAD, TDY or deployment for longer than 30 days then he will get Family Separation of $250 per month.





    COLA - Cost of Living, there is 2 types, CONUS (Continental US - lower 48) and OCONUS (Outside US including Hawaii and Alaska). CONUS COLA it doesn't matter if he is married or not, it is about the same. OCONUS COLA is only if you are command sponsored (meaning military is allowing you to be there after clearing a medical %26amp; dental screening) and that will depend on how many years in, his rank/rate, # of dependents and whether or not he is in barracks. If he is on unaccompanied orders then he will not get COLA for you.





    You will be entered into DEERS which means you can then get a military ID card and are automatically enrolled in Tricare Standard. With Standard there is a yearly deductible and a co-pay for each time you go to the doctor that you choose from a list of providers that are acepted by Tricare. You can change to Tricare Prime in whch there is no co-pay or deductible and you are seen at a base hospital or clinic. Prescriptions can be filled at base pharmacy for free or out in town at certain pharmacy's for a discount There is United Concordia Dental, it is $13 a month for 1 person or $29 for a family. This gives you 2 free cleanings a year, then partial pay on everything that needs to be done up to $1200 per year.





    You get Life Insurance of 100K on yourself, which ranges in price depending on your age, usually under $10 per month. Children are covered for up to 10K free of charge





    You can use the base facilities such as gym, pool, ticket office, Commissary, Exchanges, etc...What are the benefits of marriage in the Army?
    the marriage lisence and everything is done by the state you are in, and the cost depends on the state. in alabama its $60. the benifets are awesome. yall will either get a military house or BAH [whatever you prefer, we chose housing because the utilities are paid for, its much cheaper than having to pay for everything, and if your bill or house costs more than the BAH they give you, it doesnt change, you have to pay out of pocket]. YOU and any of your dependants will get tricare [health insurance], AND free life insurance. You will be able to go with him if he gets sent to korea, and if he gets deployed yall will get BAH, plus cola, and seperation pay. if yall dont get married, he will have to live in the barracks, and its MISERABLE there for the soldiers [at least for my husband it was haha]. You will also get a military ID so that you can buy things on post.
    my brother did the same thing his marriage certificate cost 45 dollars and he and his wife had the big wedding later but she was also able to get his medical while he was away and many other perks and when he came home they got his VA lone and bought a house they had save the extra money the army gave them. Good luck and I pray your boyfriend stays safe My brother was lucky and He says prayers helped him.